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How Debt Collectors Locate You and Your Information?
Have you ever wondered how debt collectors find you ? The truth is, debt collection isn’t just about making phone calls; it’s a highly...
James Heinz
5 days ago4 min read
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Statute of Limitations on Debt in Florida: Key Details
Getting a call  about an old debt can feel like reopening a wound you thought had healed. Maybe the debt is years old, or you don’t even...
James Heinz
5 days ago7 min read
4 views
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Understanding and Managing Long-term Debt
Debt has become an essential part of modern life, helping people and businesses finance everything from homes and education to business...
James Heinz
Apr 813 min read
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Understanding Mortgage Debt-to-Income Ratio
Buying a home is one of the biggest financial steps you'll ever take, but before any lender hands you the keys, they need to know one...
James Heinz
Apr 88 min read
1 view
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Selling Debt to a Debt Collection Agency and Understanding Your Rights
Imagine lending money and waiting months, sometimes years, without a single payment. Or, being on the other side, suddenly contacted by...
James Heinz
Apr 89 min read
1 view
0 comments

Debt Management Plan Advice for Self-Employed Individuals
For self employed professionals, managing debt amidst income variability can be daunting. In the first quarter of 2024, total household...
James Heinz
Apr 87 min read
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Understanding Debt Capital Markets: A Simple Guide
Debt capital management isn’t just about borrowing money—it’s the foundation of modern economies. The U.S. national debt is expected to...
James Heinz
Apr 810 min read
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Dealing Effectively with Debt Collectors
When dealing with a debt collector, it's crucial to understand your rights and the process to avoid unnecessary stress and consequences....
James Heinz
Apr 810 min read
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Finding a Consumer Debt Lawyer for Legal Help
If you're struggling with debt, a consumer debt lawyer can provide the guidance and legal support you need to address creditor issues,...
James Heinz
Apr 88 min read
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Can SSI Be Taken for Unpaid Debt? Understanding Your Rights
If you rely on Supplemental Security Income (SSI) to get by, the last thing you need is a debt collector  threatening to take it away....
James Heinz
Apr 85 min read
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How to Get Medical Bills Forgiven or Reduced
A trip to the hospital can change your life physically, emotionally, and financially. Whether it’s an unexpected surgery, a medical...
James Heinz
Apr 88 min read
2 views
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Debt Solutions for SNAP Benefit Recipients
Debt solutions for SNAP benefit recipients are crucial in helping individuals and families manage their financial challenges. With over...
James Heinz
Apr 85 min read
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Understanding Unsecured Debt: Key Details and Differences
Not all debt works the same way, and knowing the difference could change how you handle what you owe. Let’s say you miss a car loan...
James Heinz
Apr 88 min read
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How to Identify Fake Debt Collector Phone Numbers
Imagine this: Your phone rings. The caller claims you owe money, and if you don’t pay immediately, they’ll take legal action. Your heart...
James Heinz
Apr 87 min read
2 views
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Simple Steps to Take If You're Drowning in Debt
Debt can feel challenging, making it seem like your paycheck disappears as soon as it arrives. Bills pile up, interest grows, and...
James Heinz
Apr 812 min read
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Help for Homeowners Struggling to Pay Mortgages
Falling behind on your mortgage feels like drowning in slow motion. One missed payment turns into two, the letters pile up, the phone...
James Heinz
Apr 89 min read
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Can Debt Collectors Garnish Your Wages?
Imagine opening your paycheck only to find that a chunk of it is missing without warning. You still worked the same hours, but now, part...
James Heinz
Apr 86 min read
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Strategies to Pay Off Student Loans Quickly
Student loan debt has been a financial burden on students for decades. In the United States, Â student loan debt totals $1.773 trillion ,...
James Heinz
Apr 213 min read
4 views
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A Guide to Your Small Business Debt Consolidation
Running a small business is tough enough without the added burden of managing multiple debts. Over 50% of small businesses  in the US...
James Heinz
Apr 18 min read
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Should You Provide Personal Info to Debt Collectors?
When dealing with debt collectors, one of the most common questions consumers have is whether they should provide personal information....
James Heinz
Apr 18 min read
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