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James Heinz
Sep 26, 20247 min read
Managing and Reducing Technical Debt: Tips and Ways
Technical debt refers to the long-term costs and challenges that arise from making quick, short-term decisions in software development.
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James Heinz
Sep 13, 202411 min read
Payday Loan Debt Consolidation Guide
Merge high-interest loans into lower-interest personal loans to provide financial relief with Shepherd Outsourcing. Learn more!
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James Heinz
Sep 13, 202410 min read
Smart Ways to Solve the Student Debt Crisis
According to the Lending Tree, Americans owed $1.74 trillion in federal and private student loan debt as of the second quarter of 2024....
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James Heinz
Sep 9, 20247 min read
Getting a New Loan on a Debt Management Plan
Shepherd Outsourcing helps you understand the need and get a loan with the best Debt Management Plan. Learn more about Debt Management.
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James Heinz
Sep 9, 20249 min read
Thoughts on Debt Management Plan - A Good Solution?
Struggling with debt can feel like a heavy weight pulling you down. A simple Debt Management Plan (DMP) might just be the lifeline you...
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James Heinz
Aug 26, 20245 min read
Challenges of Medical Debt in the United States
Despite having health insurance, many Americans face significant healthcare debt, impacting financial stability and health outcomes.
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James Heinz
Aug 13, 20245 min read
Strategies to Accelerate Debt Repayment
Accelerate the repayment of a debt through strategies like the Snowball or Avalanche method and by effectively allocating discretionary
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James Heinz
Aug 10, 20246 min read
Strategies to Negotiate Payment with Debt Collectors
Learn to negotiate payment with debt collectors by calculating a realistic plan and ensuring all agreements are documented.
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James Heinz
Aug 9, 20249 min read
How to Arrange a Payment Plan with a Debt Collector
Falling behind on your payments can lead to your debt being sold to a collections agency, setting off a stressful process of dealing with...
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James Heinz
Aug 7, 20245 min read
Effective ways to Make a Payment to a Debt Collection Agency
Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain
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James Heinz
Jul 22, 20248 min read
Common FDCPA Violations by Debt Collectors
This blog includes common fdcpa violations like harassment, misrepresentation, unfair practices, improper third-party contacts, and communi
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James Heinz
Jul 15, 20245 min read
Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.
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James Heinz
Jul 2, 20245 min read
Non-Profit Credit and Debt Management Plan
Understand the role of a debt management consultant in non-profit organizations, offering lower fees and free counseling services.
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James Heinz
Jun 30, 20246 min read
Understanding Medical Debt and Ways to Manage It
Discover strategies to manage medical bills, from negotiating with providers to utilizing assistance programs.
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James Heinz
Jun 10, 20247 min read
Personal Financial Advice: 8 Tips
Managing personal finances is crucial for long-term stability and achieving your goals. It involves various aspects like insurance,...
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James Heinz
Jun 7, 20248 min read
Maximizing Your Money: A Guide to Personal Finance
Boost your financial acumen with our comprehensive personal finance guide focusing on budgeting, debt management, and investment strategies.
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James Heinz
Jun 5, 20245 min read
8 Basic Money Management Tips For Beginners
Check out this guide to discover 8 basic money management tips for beginners include budgeting, tracking spending, early saving
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James Heinz
Jun 3, 20244 min read
Emergency Loans: Avoiding Scams and Ensuring Legit Relief Funds
Learn how to identify American emergency fund legit ones and avoid scams. Get tips on securing safe relief loans and managing debt
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James Heinz
Jun 2, 20245 min read
Things to Know About Consolidating Your Student Loans
A Direct Consolidation Loan combines multiple federal student loans into one, potentially simplifying repayment and expanding forgiveness
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James Heinz
May 29, 20245 min read
Understanding Outstanding Debt: Meaning and Calculation
Check out this guide to gain clarity on outstanding debt, including its calculation methods and impact on financial health
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