Debt Management 2/4

Managing and Reducing Technical Debt: Tips and Ways

James Heinz

Sep 267 min read

Managing and Reducing Technical Debt: Tips and Ways

Technical debt refers to the long-term costs and challenges that arise from making quick, short-term decisions in software development.

1 view0 comments

James Heinz

Sep 1311 min read

Payday Loan Debt Consolidation Guide

Merge high-interest loans into lower-interest personal loans to provide financial relief with Shepherd Outsourcing. Learn more!

2 views0 comments

Smart Ways to Solve the Student Debt Crisis

James Heinz

Sep 1310 min read

Smart Ways to Solve the Student Debt Crisis

According to the Lending Tree, Americans owed $1.74 trillion in federal and private student loan debt as of the second quarter of 2024....

4 views0 comments

Getting a New Loan on a Debt Management Plan

James Heinz

Sep 97 min read

Getting a New Loan on a Debt Management Plan

Shepherd Outsourcing helps you understand the need and get a loan with the best Debt Management Plan. Learn more about Debt Management.

1 view0 comments

Thoughts on Debt Management Plan - A Good Solution?

James Heinz

Sep 99 min read

Thoughts on Debt Management Plan - A Good Solution?

Struggling with debt can feel like a heavy weight pulling you down. A simple Debt Management Plan (DMP) might just be the lifeline you...

5 views0 comments

Challenges of Medical Debt in the United States

James Heinz

Aug 265 min read

Challenges of Medical Debt in the United States

Despite having health insurance, many Americans face significant healthcare debt, impacting financial stability and health outcomes.

4 views0 comments

James Heinz

Aug 135 min read

Strategies to Accelerate Debt Repayment

Accelerate the repayment of a debt through strategies like the Snowball or Avalanche method and by effectively allocating discretionary

5 views0 comments

Strategies to Negotiate Payment with Debt Collectors

James Heinz

Aug 106 min read

Strategies to Negotiate Payment with Debt Collectors

Learn to negotiate payment with debt collectors by calculating a realistic plan and ensuring all agreements are documented.

7 views0 comments

How to Arrange a Payment Plan with a Debt Collector

James Heinz

Aug 99 min read

How to Arrange a Payment Plan with a Debt Collector

Falling behind on your payments can lead to your debt being sold to a collections agency, setting off a stressful process of dealing with...

11 views0 comments

Effective ways to Make a Payment to a Debt Collection Agency

James Heinz

Aug 75 min read

Effective ways to Make a Payment to a Debt Collection Agency

Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain

7 views0 comments

Common FDCPA Violations by Debt Collectors

James Heinz

Jul 228 min read

Common FDCPA Violations by Debt Collectors

This blog includes common fdcpa violations like harassment, misrepresentation, unfair practices, improper third-party contacts, and communi

10 views0 comments

Identifying Legitimate Debt Collectors and Scams

James Heinz

Jul 155 min read

Identifying Legitimate Debt Collectors and Scams

Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.

428 views0 comments

Non-Profit Credit and Debt Management Plan

James Heinz

Jul 25 min read

Non-Profit Credit and Debt Management Plan

Understand the role of a debt management consultant in non-profit organizations, offering lower fees and free counseling services.

17 views0 comments

Understanding Medical Debt and Ways to Manage It

James Heinz

Jun 306 min read

Understanding Medical Debt and Ways to Manage It

Discover strategies to manage medical bills, from negotiating with providers to utilizing assistance programs.

6 views0 comments

James Heinz

Jun 107 min read

Personal Financial Advice: 8 Tips

Managing personal finances is crucial for long-term stability and achieving your goals. It involves various aspects like insurance,...

9 views0 comments

Maximizing Your Money: A Guide to Personal Finance

James Heinz

Jun 78 min read

Maximizing Your Money: A Guide to Personal Finance

Boost your financial acumen with our comprehensive personal finance guide focusing on budgeting, debt management, and investment strategies.

3 views0 comments

8 Basic Money Management Tips For Beginners

James Heinz

Jun 55 min read

8 Basic Money Management Tips For Beginners

Check out this guide to discover 8 basic money management tips for beginners include budgeting, tracking spending, early saving

6 views0 comments

Emergency Loans: Avoiding Scams and Ensuring Legit Relief Funds

James Heinz

Jun 34 min read

Emergency Loans: Avoiding Scams and Ensuring Legit Relief Funds

Learn how to identify American emergency fund legit ones and avoid scams. Get tips on securing safe relief loans and managing debt

3 views0 comments

Things to Know About Consolidating Your Student Loans

James Heinz

Jun 25 min read

Things to Know About Consolidating Your Student Loans

A Direct Consolidation Loan combines multiple federal student loans into one, potentially simplifying repayment and expanding forgiveness

4 views0 comments

Understanding Outstanding Debt: Meaning and Calculation

James Heinz

May 295 min read

Understanding Outstanding Debt: Meaning and Calculation

Check out this guide to gain clarity on outstanding debt, including its calculation methods and impact on financial health

29 views0 comments