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Smart Ways to Solve the Student Debt Crisis
According to the Lending Tree, Americans owed $1.74 trillion in federal and private student loan debt as of the second quarter of 2024....
James Heinz
Sep 13, 202410 min read
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Getting a New Loan on a Debt Management Plan
Shepherd Outsourcing helps you understand the need and get a loan with the best Debt Management Plan. Learn more about Debt Management.
James Heinz
Sep 9, 20247 min read
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Thoughts on Debt Management Plan - A Good Solution?
Struggling with debt can feel like a heavy weight pulling you down. A simple Debt Management Plan (DMP) might just be the lifeline you...
James Heinz
Sep 9, 20249 min read
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Challenges of Medical Debt in the United States
Despite having health insurance, many Americans face significant healthcare debt, impacting financial stability and health outcomes.
James Heinz
Aug 26, 20245 min read
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Strategies to Accelerate Debt Repayment
Accelerate the repayment of a debt through strategies like the Snowball or Avalanche method and by effectively allocating discretionary
James Heinz
Aug 13, 20245 min read
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Strategies to Negotiate Payment with Debt Collectors
Learn to negotiate payment with debt collectors by calculating a realistic plan and ensuring all agreements are documented.
James Heinz
Aug 10, 20246 min read
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How to Arrange a Payment Plan with a Debt Collector
Falling behind on your payments can lead to your debt being sold to a collections agency, setting off a stressful process of dealing with...
James Heinz
Aug 9, 20249 min read
25 views
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Effective ways to Make a Payment to a Debt Collection Agency
Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain
James Heinz
Aug 7, 20245 min read
14 views
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Common FDCPA Violations by Debt Collectors
This blog includes common fdcpa violations like harassment, misrepresentation, unfair practices, improper third-party contacts, and communi
James Heinz
Jul 22, 20248 min read
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Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.
James Heinz
Jul 15, 20245 min read
1,098 views
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Non-Profit Credit and Debt Management Plan
Understand the role of a debt management consultant in non-profit organizations, offering lower fees and free counseling services.
James Heinz
Jul 2, 20245 min read
21 views
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Understanding Medical Debt and Ways to Manage It
Discover strategies to manage medical bills, from negotiating with providers to utilizing assistance programs.
James Heinz
Jun 30, 20246 min read
8 views
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Personal Financial Advice: 8 Tips
Managing personal finances is crucial for long-term stability and achieving your goals. It involves various aspects like insurance,...
James Heinz
Jun 10, 20247 min read
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Maximizing Your Money: A Guide to Personal Finance
Boost your financial acumen with our comprehensive personal finance guide focusing on budgeting, debt management, and investment strategies.
James Heinz
Jun 7, 20248 min read
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8 Basic Money Management Tips For Beginners
Check out this guide to discover 8 basic money management tips for beginners include budgeting, tracking spending, early saving
James Heinz
Jun 5, 20245 min read
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Emergency Loans: Avoiding Scams and Ensuring Legit Relief Funds
Learn how to identify American emergency fund legit ones and avoid scams. Get tips on securing safe relief loans and managing debt
James Heinz
Jun 3, 20244 min read
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Things to Know About Consolidating Your Student Loans
A Direct Consolidation Loan combines multiple federal student loans into one, potentially simplifying repayment and expanding forgiveness
James Heinz
Jun 2, 20245 min read
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Understanding Outstanding Debt: Meaning and Calculation
Check out this guide to gain clarity on outstanding debt, including its calculation methods and impact on financial health
James Heinz
May 29, 20245 min read
41 views
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Exploring Bad Debt Examples for Precaution
Explore business bad debt examples such as unpaid client loans and accounts receivable for services unbilled.
James Heinz
May 27, 20246 min read
12 views
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How to Negotiate Credit Card Debt: Tips and Tricks
Check out this guide to gain clarity on outstanding debt, including its calculation methods and impact on financial health
James Heinz
May 27, 20248 min read
6 views
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