Debt Settlement

James Heinz

Nov 126 min read

What is Debt Settlement and How it Works

Did you know that most Americans owe $986 billion and struggle with substantial credit card debt?

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IRS Tax Debt Relief and Forgiveness Programs

James Heinz

Oct 311 min read

IRS Tax Debt Relief and Forgiveness Programs

Shepherd Outsourcing helps you learn about IRS tax debt solutions and other relief programs that can help manage financial hardship.

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Debt Consolidation vs Debt Settlement: Comparing Your Options

James Heinz

Sep 2010 min read

Debt Consolidation vs Debt Settlement: Comparing Your Options

When you are dealing with multiple credit cards, personal loans, or other financial obligations, managing debt effectively is crucial

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Strategies of Managing and Paying Off Small Business Debt

James Heinz

Sep 1011 min read

Strategies of Managing and Paying Off Small Business Debt

As of August 2024, small businesses in the U.S. hold approximately $800 billion in debt. Around 45% face significant repayment...

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Guide to Negotiating Debt Settlement on Your Own

James Heinz

Aug 245 min read

Guide to Negotiating Debt Settlement on Your Own

DIY debt settlement can save time and avoid fees while settling debt for less, but requires delinquency and strong negotiation skills.

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How to Get Out of Loan Settlement: Process and Facts

James Heinz

Aug 237 min read

How to Get Out of Loan Settlement: Process and Facts

Understand loan settlement & explore methods to avoid it, such as bankruptcy, debt consolidation, refinancing your loan.

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James Heinz

Jul 226 min read

What Can a Debt Collection Agency Do?

Collection agencies recover outstanding balances, contact debtors, notify about the amount owed, and can even file lawsuits for debt recover

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Understanding Options for Auto Loan Debt Relief and Settlement

James Heinz

Jul 157 min read

Understanding Options for Auto Loan Debt Relief and Settlement

Explore the process of car loan settlement, its impact on credit scores, and potential tax implications.

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Handling Medical Debt Settlement in Collections

James Heinz

Jun 115 min read

Handling Medical Debt Settlement in Collections

Jenny felt her heart sink when she got the notice - her unpaid medical bills had been sent to collections. She knew dealing with this...

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Strategies for Managing Your Student Loan Debt

James Heinz

Jun 105 min read

Strategies for Managing Your Student Loan Debt

Discover the answer for how to manage student loans, from making overpayments to exploring refinancing options, adoption of biweekly payment

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James Heinz

Jun 56 min read

Is There Such a Thing as Good Debt?

Is there such a thing as good debt? Is the “good debt” actually good? Check out this guide to learn more about good and bad debt!

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Understanding Credit Card Debt Forgiveness: A Simple Guide

James Heinz

Jun 38 min read

Understanding Credit Card Debt Forgiveness: A Simple Guide

This guide explores the eligibility, the process, benefits, and risks of CC debt forgiveness programs that can reduce or eliminate what you

5 views0 comments

8 Ways to Stay Out of Debt and Prevent Problems

James Heinz

May 267 min read

8 Ways to Stay Out of Debt and Prevent Problems

Debt-free living is much more than a financial plan; it is a way to live a happy, minimal-stress life. Recognizing the basic principles...

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Is Debt Review a Good Idea? Pros and Cons of Considering Debt Review

James Heinz

May 247 min read

Is Debt Review a Good Idea? Pros and Cons of Considering Debt Review

Debt review, offering structured repayments and legal protection from creditors, may be a good idea for managing unmanageable debts.

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14 Major Warning Signs Your Debt is in Danger

James Heinz

May 247 min read

14 Major Warning Signs Your Debt is in Danger

Recognize debt danger signs, from struggling to make minimum payments to consistently maxing out credit cards and financial stress affecting

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Effective Loan Repayment Methods: Pay Off Loans Easily

James Heinz

May 155 min read

Effective Loan Repayment Methods: Pay Off Loans Easily

Learn how to pay off loans effectively. Understand different repayment methods and strategies and evaluate based on your goals.

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Understanding the Pros and Cons of Debt Settlement

James Heinz

May 137 min read

Understanding the Pros and Cons of Debt Settlement

It's time to learn about the pros and cons of debt settlement in this easy-to-read guide! Learn the benefits, drawbacks

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Alternatives to Bankruptcy: Exploring Your Options

James Heinz

Feb 206 min read

Alternatives to Bankruptcy: Exploring Your Options

Alternatives to bankruptcy can provide a path to regaining control over debts through strategies like debt consolidation, credit counseling,

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Advantages Of Using Credit Building Tools

James Heinz

Feb 185 min read

Advantages Of Using Credit Building Tools

By leveraging credit building tools, you can enhance your financial health, secure better interest rates, and gain approval for loans

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Understanding Beyond Finance Lawsuit: What You Need To Know

James Heinz

Feb 164 min read

Understanding Beyond Finance Lawsuit: What You Need To Know

Beyond Finance lawsuit sheds light on potential consequences of misleading practices, proving that compliance with consumer protection laws

642 views0 comments