James Heinz
Debt Management or IVA: Which is Right For You?
Debt Management Plans (DMPs) and Individual Voluntary Arrangements (IVAs) are two debt relief options in the United States.
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James Heinz
Sep 288 min read
How Do Debt Management Companies Function and Generate Revenue?
According to the IBIS World, The Debt Management Company market size, measured by revenue, was $22 bn in 2024.
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James Heinz
Sep 2713 min read
Bad Debt: Management, Reduction, and Accounting Methods
According to USA Today, Americans owe $986 billion on credit cards, surpassing the pre-pandemic high of $927 billion.
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James Heinz
Sep 267 min read
Managing and Reducing Technical Debt: Tips and Ways
Technical debt refers to the long-term costs and challenges that arise from making quick, short-term decisions in software development.
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James Heinz
Sep 2010 min read
Debt Consolidation vs Debt Settlement: Comparing Your Options
When you are dealing with multiple credit cards, personal loans, or other financial obligations, managing debt effectively is crucial
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James Heinz
Sep 149 min read
Oklahoma Debt Consolidation: Solutions and Alternatives
If you're facing overwhelming debt in Oklahoma, you’re not alone. Many individuals find themselves struggling with credit card balances.
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James Heinz
Sep 1313 min read
Steps to Become Debt Free with Consolidation Programs
According to the Federal Reserve, U.S. consumer debt reached approximately $17 trillion by the end of 2023, with credit card debt alone...
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James Heinz
Sep 1311 min read
Payday Loan Debt Consolidation Guide
Merge high-interest loans into lower-interest personal loans to provide financial relief with Shepherd Outsourcing. Learn more!
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James Heinz
Sep 1310 min read
Smart Ways to Solve the Student Debt Crisis
According to the Lending Tree, Americans owed $1.74 trillion in federal and private student loan debt as of the second quarter of 2024....
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James Heinz
Sep 1310 min read
Understanding Debt Relief and Debt Consolidation Solutions
Shepherd Outsourcing helps you understand Debt Relief and Debt Consolidation solutions and advantages. Learn about Debt Management in detail
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James Heinz
Sep 119 min read
Consolidating Debt Without Affecting Your Credit Score
Shepherd Outsourcing helps you consolidate debt smartly without affecting your credit score with tailored solutions. Learn about Debt Manage
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James Heinz
Sep 1110 min read
How Does Debt Consolidation Work?
In the U.S., nearly 38% of adults have credit card debt, averaging around $5,500 per person. Then, how does Debt Consolidation help with...
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James Heinz
Sep 106 min read
Strategies to Get Debt-Free by Paying Off Credit Card Debt
Explore the best way to pay off credit card debt: focusing on high-interest debt first, and using the Snowball Method.
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James Heinz
Sep 1011 min read
Strategies of Managing and Paying Off Small Business Debt
As of August 2024, small businesses in the U.S. hold approximately $800 billion in debt. Around 45% face significant repayment...
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James Heinz
Sep 97 min read
Getting a New Loan on a Debt Management Plan
Shepherd Outsourcing helps you understand the need and get a loan with the best Debt Management Plan. Learn more about Debt Management.
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James Heinz
Sep 99 min read
Thoughts on Debt Management Plan - A Good Solution?
Struggling with debt can feel like a heavy weight pulling you down. A simple Debt Management Plan (DMP) might just be the lifeline you...
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James Heinz
Aug 268 min read
Writing a Debt Validation Letter: Template and Guide
Here is a sample debt validation letter that confirms debt ownership, required amount, and provides legal protection to the debtor.
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James Heinz
Aug 265 min read
Challenges of Medical Debt in the United States
Despite having health insurance, many Americans face significant healthcare debt, impacting financial stability and health outcomes.
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James Heinz
Aug 255 min read
Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.
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James Heinz
Aug 256 min read
Strategies to Get Debt-Free by Paying Off Credit Card Debt
Explore the best way to pay off credit card debt: focusing on high-interest debt first, and using the Snowball Method.
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