James Heinz
Understanding How a Debt Relief Program Works and Who Qualifies For It
Learn how a debt relief program works, from negotiating debts to understanding different types like settlement and consolidation.
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James Heinz
Aug 245 min read
Guide to Negotiating Debt Settlement on Your Own
DIY debt settlement can save time and avoid fees while settling debt for less, but requires delinquency and strong negotiation skills.
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James Heinz
Aug 245 min read
Understanding Credit Card Debt Relief Government Programs
This blog discusses credit card debt relief government program options such as HUD counseling services and homeowner assistance fund.
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James Heinz
Aug 237 min read
How to Get Out of Loan Settlement: Process and Facts
Understand loan settlement & explore methods to avoid it, such as bankruptcy, debt consolidation, refinancing your loan.
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James Heinz
Aug 2310 min read
Ways to Handle Common Financial Stress and Hardship Problems
Identify key sources of financial problems like job loss or difficulty making ends meet to address them timely and efficiently.
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James Heinz
Aug 226 min read
11 Questions to Ask Before Considering Debt Consolidation
Find 11 essential questions to ask a debt consolidation company. Learn about loan terms, costs, and financial impact to make an informed dec
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James Heinz
Aug 135 min read
Strategies to Accelerate Debt Repayment
Accelerate the repayment of a debt through strategies like the Snowball or Avalanche method and by effectively allocating discretionary
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James Heinz
Aug 127 min read
Steps to Reduce Your Debt
Learn strategies to efficiently reduce debt such as creating a budget, formulating a repayment plan, and maintaining financial discipline.
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James Heinz
Aug 115 min read
Process of Banks Writing Off Credit Card Debt
Struggling with credit card debt? Learn the process of banks writing off credit card debt, its impact, and solutions to manage it.
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James Heinz
Aug 106 min read
Strategies to Negotiate Payment with Debt Collectors
Learn to negotiate payment with debt collectors by calculating a realistic plan and ensuring all agreements are documented.
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James Heinz
Aug 99 min read
How to Arrange a Payment Plan with a Debt Collector
Falling behind on your payments can lead to your debt being sold to a collections agency, setting off a stressful process of dealing with...
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James Heinz
Aug 75 min read
Effective ways to Make a Payment to a Debt Collection Agency
Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain
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James Heinz
Aug 65 min read
3 Strategies to Stop Paying Credit Card Debt Legally
Learn how to get rid of credit card debt without paying, through strategies including bankruptcy, debt settlement, and debt management plans
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James Heinz
Aug 55 min read
Credit Card Debt Relief: What to Know
Find out who qualifies for credit card debt relief along with types of programs including settlement, bankruptcy and debt consolidation loa
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James Heinz
Jul 246 min read
Debt Relief and Credit Repair Advisory Scams
Understand relief advisory scams that falsely promise to fix financial issues but fail, causing financial and emotional distress.
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James Heinz
Jul 228 min read
Common FDCPA Violations by Debt Collectors
This blog includes common fdcpa violations like harassment, misrepresentation, unfair practices, improper third-party contacts, and communi
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James Heinz
Jul 226 min read
What Can a Debt Collection Agency Do?
Collection agencies recover outstanding balances, contact debtors, notify about the amount owed, and can even file lawsuits for debt recover
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James Heinz
Jul 155 min read
Rights and Advice on Debt Collector Home Visits
Can debt collectors come to your house? What are they allowed to do? Check out this guide to learn everything about debt collector home
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James Heinz
Jul 155 min read
Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.
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James Heinz
Jul 157 min read
Understanding Options for Auto Loan Debt Relief and Settlement
Explore the process of car loan settlement, its impact on credit scores, and potential tax implications.
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