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James Heinz
Oct 2, 202411 min read
Understanding Debt Consolidation Loans
Simplify your finances with Shepherd Outsourcing by combining multiple debts into one loan and lower interest rates.
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James Heinz
Oct 1, 20248 min read
Individual Voluntary Arrangements (IVA) Help and Advice on Debt Solutions
An IVA is a legal agreement providing structured repayment, typically with affordable monthly payments lasting 5 to 6 years.
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James Heinz
Oct 1, 20246 min read
Understanding How to Calculate and Interpret Debt Management Ratios
According to Finance Strategists, a healthy Debt-to-Income Ratio (DTI)Â ratio is typically below 36%, indicating manageable debt levels.
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James Heinz
Sep 30, 202413 min read
Addressing the US National Debt Dilemma: Potential Solutions
Shepherd Outsourcing will explore solutions for U.S. debt, aiming to stabilize it by reforming tax codes and addressing rising
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James Heinz
Sep 30, 202411 min read
Debt Management or IVA: Which is Right For You?
Debt Management Plans (DMPs) and Individual Voluntary Arrangements (IVAs) are two debt relief options in the United States.
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James Heinz
Sep 28, 20248 min read
How Do Debt Management Companies Function and Generate Revenue?
According to the IBIS World, The Debt Management Company market size, measured by revenue, was $22 bn in 2024.Â
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James Heinz
Sep 27, 202413 min read
Bad Debt: Management, Reduction, and Accounting Methods
According to USA Today, Americans owe $986 billion on credit cards, surpassing the pre-pandemic high of $927 billion.
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James Heinz
Sep 26, 20247 min read
Managing and Reducing Technical Debt: Tips and Ways
Technical debt refers to the long-term costs and challenges that arise from making quick, short-term decisions in software development.
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James Heinz
Sep 20, 202410 min read
Debt Consolidation vs Debt Settlement: Comparing Your Options
When you are dealing with multiple credit cards, personal loans, or other financial obligations, managing debt effectively is crucial
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James Heinz
Sep 14, 20249 min read
Oklahoma Debt Consolidation: Solutions and Alternatives
If you're facing overwhelming debt in Oklahoma, you’re not alone. Many individuals find themselves struggling with credit card balances.
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James Heinz
Sep 13, 202413 min read
Steps to Become Debt Free with Consolidation Programs
According to the Federal Reserve, U.S. consumer debt reached approximately $17 trillion by the end of 2023, with credit card debt alone...
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James Heinz
Sep 13, 202411 min read
Payday Loan Debt Consolidation Guide
Merge high-interest loans into lower-interest personal loans to provide financial relief with Shepherd Outsourcing. Learn more!
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James Heinz
Sep 13, 202410 min read
Smart Ways to Solve the Student Debt Crisis
According to the Lending Tree, Americans owed $1.74 trillion in federal and private student loan debt as of the second quarter of 2024....
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James Heinz
Sep 13, 202410 min read
Understanding Debt Relief and Debt Consolidation Solutions
Shepherd Outsourcing helps you understand Debt Relief and Debt Consolidation solutions and advantages. Learn about Debt Management in detail
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James Heinz
Sep 11, 20249 min read
Consolidating Debt Without Affecting Your Credit Score
Shepherd Outsourcing helps you consolidate debt smartly without affecting your credit score with tailored solutions. Learn about Debt Manage
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James Heinz
Sep 11, 202410 min read
How Does Debt Consolidation Work?
In the U.S., nearly 38% of adults have credit card debt, averaging around $5,500 per person. Then, how does Debt Consolidation help with...
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James Heinz
Sep 10, 20246 min read
Strategies to Get Debt-Free by Paying Off Credit Card Debt
Explore the best way to pay off credit card debt: focusing on high-interest debt first, and using the Snowball Method.
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James Heinz
Sep 10, 202411 min read
Strategies of Managing and Paying Off Small Business Debt
As of August 2024, small businesses in the U.S. hold approximately $800 billion in debt. Around 45% face significant repayment...
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James Heinz
Sep 9, 20247 min read
Getting a New Loan on a Debt Management Plan
Shepherd Outsourcing helps you understand the need and get a loan with the best Debt Management Plan. Learn more about Debt Management.
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James Heinz
Sep 9, 20249 min read
Thoughts on Debt Management Plan - A Good Solution?
Struggling with debt can feel like a heavy weight pulling you down. A simple Debt Management Plan (DMP) might just be the lifeline you...
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