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James Heinz
Aug 7, 20245 min read
Effective ways to Make a Payment to a Debt Collection Agency
Learn how to pay a collection agency effectively. Verify debt, know your rights, negotiate wisely, and make secure payments to regain
9 views0 comments

James Heinz
Aug 6, 20245 min read
3 Strategies to Stop Paying Credit Card Debt Legally
Learn how to get rid of credit card debt without paying, through strategies including bankruptcy, debt settlement, and debt management plans
9 views0 comments

James Heinz
Aug 5, 20245 min read
Credit Card Debt Relief: What to Know
Find out who qualifies for credit card debt relief along with types of programs including settlement, bankruptcy and debt consolidation loa
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James Heinz
Jul 24, 20246 min read
Debt Relief and Credit Repair Advisory Scams
Understand relief advisory scams that falsely promise to fix financial issues but fail, causing financial and emotional distress.
35 views0 comments
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James Heinz
Jul 22, 20248 min read
Common FDCPA Violations by Debt Collectors
This blog includes common fdcpa violations like harassment, misrepresentation, unfair practices, improper third-party contacts, and communi
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James Heinz
Jul 22, 20246 min read
What Can a Debt Collection Agency Do?
Collection agencies recover outstanding balances, contact debtors, notify about the amount owed, and can even file lawsuits for debt recover
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James Heinz
Jul 15, 20245 min read
Rights and Advice on Debt Collector Home Visits
Can debt collectors come to your house? What are they allowed to do? Check out this guide to learn everything about debt collector home
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James Heinz
Jul 15, 20245 min read
Identifying Legitimate Debt Collectors and Scams
Learn about distinguishing legitimate collectors from scams, with strategies for consumer impact recovery in debt scenarios.
722 views0 comments
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James Heinz
Jul 15, 20247 min read
Understanding Options for Auto Loan Debt Relief and Settlement
Explore the process of car loan settlement, its impact on credit scores, and potential tax implications.
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James Heinz
Jul 14, 20245 min read
Steps to Remove Collections from Your Credit Report
Learn how to get collections removed from credit report by disputing inaccuracies, handling paid collections, and maintaining good credit ha
50 views0 comments
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James Heinz
Jul 14, 20246 min read
Understanding When to Use Consumer Credit Counseling
Credit counseling evaluates debts and living expenses, offering debt management strategies to achieve financial security with consumer credi
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James Heinz
Jul 2, 20245 min read
Non-Profit Credit and Debt Management Plan
Understand the role of a debt management consultant in non-profit organizations, offering lower fees and free counseling services.
18 views0 comments
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James Heinz
Jul 1, 20246 min read
Debt Consolidation Calculator - Plan Your Payoff
Understand the function of a debt consolidation planner and how to use them to compare APRs, monthly payments, and total interest.
11 views0 comments
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James Heinz
Jun 30, 20246 min read
Understanding Medical Debt and Ways to Manage It
Discover strategies to manage medical bills, from negotiating with providers to utilizing assistance programs.
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James Heinz
Jun 30, 20245 min read
How to Calculate a Good Individual Debt-to-Income Ratio
Understanding and managing one's financial health is crucial in today's economy. One key metric that helps individuals gauge their...
9 views0 comments
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James Heinz
Jun 27, 20245 min read
Qualifying for Free Government Debt Relief Programs
Understand who qualifies for free government debt relief programs like assistance for student loans, VA home loans, and medical debts.
7 views0 comments
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James Heinz
Jun 12, 20245 min read
Credit Card Debt Payoff Planner and Tracker
Discover the benefits of using a credit card payoff tracker for managing and eliminating credit card debt effectively.
7 views0 comments
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James Heinz
Jun 11, 20245 min read
Handling Medical Debt Settlement in Collections
Jenny felt her heart sink when she got the notice - her unpaid medical bills had been sent to collections. She knew dealing with this...
18 views0 comments
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James Heinz
Jun 10, 20247 min read
Personal Financial Advice: 8 Tips
Managing personal finances is crucial for long-term stability and achieving your goals. It involves various aspects like insurance,...
10 views0 comments
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James Heinz
Jun 10, 20245 min read
Strategies for Managing Your Student Loan Debt
Discover the answer for how to manage student loans, from making overpayments to exploring refinancing options, adoption of biweekly payment
4 views0 comments
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