Dealing with mounting debts can feel overwhelming, leaving many individuals scrambling to regain control of their financial stability.

Dealing with debt can be challenging, especially when it involves institutions like USAA.

In 2024, consumers reported losing over $10 billion to various frauds, with a notable portion attributed to debt relief scams. 

Tackling debt with a clear, structured approach from the Ramsey debt solutions helps build discipline and progress.

According to the Federal Reserve, the U.S. 10-year Treasury yield increased from 1.6% in early 2021 to around 4.8% in late 2024.

US credit card debt reached a record $1.142 trillion in 2024, with an average debt per American of $6,501. Explore the statistics.

Explore the cost of debt problems and solutions with clear definitions, formulas, and examples. Learn how to calculate and address financial

Explore the objectives and principles of public debt management, focusing on maintaining financial stability, reducing risk.

Learn key strategies for debt portfolio management that help reduce borrowing costs, manage risks, and improve overall financial performance

Explore global debt management strategies and the role of international cooperation in addressing the global debt crisis.

As of Q2 2024, U.S. household debt has reached $17.796 trillion, driven by rising credit card and personal loan balances. Credit card...

Shepherd Outsourcing helps you learn about IRS tax debt solutions and other relief programs that can help manage financial hardship.

Shepherd Outsourcing helps you explore the best Tax Relief Services and its role in avoiding tax debt issues for 2024.

Simplify your finances with Shepherd Outsourcing by combining multiple debts into one loan and lower interest rates.

An IVA is a legal agreement providing structured repayment, typically with affordable monthly payments lasting 5 to 6 years.

According to Finance Strategists, a healthy Debt-to-Income Ratio (DTI) ratio is typically below 36%, indicating manageable debt levels.

Shepherd Outsourcing will explore solutions for U.S. debt, aiming to stabilize it by reforming tax codes and addressing rising

Debt Management Plans (DMPs) and Individual Voluntary Arrangements (IVAs) are two debt relief options in the United States.

According to the IBIS World, The Debt Management Company market size, measured by revenue, was $22 bn in 2024. 

According to USA Today, Americans owe $986 billion on credit cards, surpassing the pre-pandemic high of $927 billion.